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Who We AreThe Legacy of Iron Horse Financial

Iron Horse Financial was born from the championship spirit of LSU’s 1958 National Championship and #43 Merl Schexnaildre of The Chinese Bandits. His discipline and leadership laid the foundation for Louisiana’s first Guardian office in Houma in 1962. That same championship-caliber dedication still drives us today. From wealth development to protecting against life’s uncertainties, Iron Horse Financial is ready to guide clients through every stage—offering strategic investment solutions, legacy planning, and risk protection designed to build and preserve lasting financial strength.

Wealth Building
Basics

True wealth isn’t built by chance—it’s built by design. At Iron Horse Financial, we walk you through the practical steps. This process is more than a financial strategy—it’s a mindset shift. Whether you’re just getting started or looking to optimize your plan, we’ll help you build a foundation strong enough to last generations.

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Cash Flow During
Retirement

Retirement is about building your wealth while utilizing tax efficient strategies. We help turn your savings into reliable, tax-efficient cash flow that supports your lifestyle and adapts as your needs change.

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Wealth
Management

Wealth management goes beyond investments. We align your financial plan with your values and goals—integrating risk protection, tax strategy, asset growth, and legacy planning; simplifying complexity and helping you make confident, purpose-driven decisions at every stage of life.

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Financial
Planning

A great financial plan turns goals into action and uncertainty into confidence. At Iron Horse Financial, we design strategies that protect your income, grow your wealth, and keep you ready for whatever life throws your way.

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Our TeamSomeone You Can Trust

Behind every strong financial journey is a reliable engine driving it forward. Our team brings the experience, integrity, and momentum you need to stay on track. Meet the crew that’s ready to help you navigate every turn and keep your goals full steam ahead.

Videos, Articles & CalculatorsMaking Informed Decisions

5 tips to ease financial stress

5 tips to ease financial stress

Financial stress is not limited to those living below the poverty line. It's a real issue for many.
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Does Your Credit Score Affect Your Insurance Rates?

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.
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Financial wellness for everyone: Whole life insurance

Financial wellness for everyone: Whole life insurance

Whole life insurance is widely misunderstood but offers coverage that lasts a lifetime and rates that won’t increase
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IRA Withdrawals that Escape the 10% Tax Penalty

IRA Withdrawals that Escape the 10% Tax Penalty

The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.
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